Klarna lets you break large purchases down into smaller, more manageable payments. It is an alternative to credit and gives you the flexibility to shop for what you want, when you want, without breaking the bank. The offer two ways to pay:
With Pay in 4, Klarna lets you make four monthly interest free payments on orders $45+. Pay in 4 doesn’t impact your credit score and you can see more info on Klarna’s Pay in 4 here.
Klarna also offers financing with a fixed interest rate, fixed monthly rate and due date for orders totaling $245+. Once approved, this option allows you to make 6 payments over 6 months for your purchase. This does require a credit check and may impact your credit score.
If your Babylist store order is eligible for Pay in 4 or financing you’ll be able to select Klarna at check-out. That’s where you’ll be able to start the Klarna application process. You can see the Babylist order eligibility requirements here.
If you’d like to learn more about Klarna and their services, you can checkout their Help Center here.